Today, we take a close look at the ink credit card cash business, consider the advantages and potential disadvantages to see if it is a good fit for your business . Our research has proven that he is a very strong competitor, earning up to 5% cash back and with a gentle introductory bonus $ 200. In fact, the rewards and benefits of ink Cash launched ahead of the pack, making our No. 1 ranked business card . We highly recommend, especially if you're in the market for excellent cash back card. You can also take a look at our other business credit card reviews to find out how it compares to other cards and see if one of these cards hit instead.
Highlights
BACK CASH
If you like cash back combined with no annual fee , you have the luck. Ink Cash Business Credit Card goes straight to the point, offering 5% return on office supplies, Internet, cable and telecommunications services on up to $ 25,000 of purchases every year after which you will earn the standard 1% back. This means you can maximize your 5% return and put an additional $ 1.250 cash back in your pocket. In addition, you get 2% return on gas and dining out on up to $ 25,000 per year, then 1% back. If you reach this limit of $ 25,000, you will see another $ 500 back. All other purchases will earn 1%. So if you reach the threshold of 5% and 2% return categories, you can earn $ 1.750 for each additional year on purchases you have made for your business anyway. Not to mention the 1% back on everything else on top of that number.
You also earn an interest of $ 200 cash back bonus after you spend $ 3,000 in the first 3 months. It's like getting an extra $ 6.7% on the first $ 3,000 of purchases, a pretty big advantage.
To earn even more money back, be sure to take advantage of free employee cards Ink cash offers. It is easier to earn rewards for all your business points using the card for purchases. If you are worried about the employees more extending their buying allowances, you can closely manage by establishing the limits of individual spending on their cards.
0% Intro PERIOD
business credit card cash Ink has a 12 months 0% Intro APR on purchases . A full year of interest free shopping can be a boon for any serious business, especially if unexpected costs arise. It can be difficult to anticipate what will happen, and not pay a penny of interest could help you get through the lulls in business or just to splurge on something your business wants or need.
There is also a 12 months 0% Intro APR on balance transfers . This can be useful if you are carrying balances on other credit cards with high interest rates. By transferring your balances on Ink business cash you can enjoy no interest payments for 12 months, which can give you time to pay the outstanding balance. Note that there are low balance transfer fee of 5%, so be sure to take this into consideration.
AWARDS REDEMPTION
You can easily redeem your rewards ink business for cash cash back by electronic deposit to your savings / checking account or a statement of your credit card account. The minimum redemption is 2000 points or $ 20 in rewards.
You can also move your ink rewards credit card business cash on either your or your spouse / Chase Freedom and Chase Sapphire Preferred Card of domestic partners for free and use them for other types of rewards . For example, if you redeem your rewards through the online site Travel Chase Freedom, you get 20% discount on travel. Or you can move them to Chase Sapphire Preferred, then transfer free to a 1: 1 value a participant travel rewards program, as United Mileage Plus rewards fast Southwest or Hyatt Gold Passport. Each of these options are your rewards much more flexible, and can also increase their value. So if you plan to apply the ink business cash, you may want to seriously consider getting (or both) of the other cards for yourself or your spouse.
Considerations
If you are in the market for a balance transfer card with no fee balance transfer, business cash ink may not be your best bet because of its 5% transfer fee. You can consider Chase Slate instead. Although this is a card-based consumer and not a specific card to the company, there is absolutely no balance transfer fee during the first 60 days your account is open and a 15 months 0% Intro APR on balance transfers and purchases.
business cash Ink is a strong cash back credit card, but if you're more interested in a straight-up travel card, take a look at the ink over corporate credit card . He intro a 60,000 points bonus (equal to $ 750 in Travel), earns up to 5x points per $ 1 spent and has no foreign transaction fees. It has an annual fee of $ 95, but if you travel frequently, it might be worth it.
You need excellent credit to be admitted to the corporate treasury ink. If you have a ding or two on your credit report, visit Capital One Spark Cash for Business, which is available for those who just "good" credit (generally considered a 740 or higher credit score) rather than the excellent credit. He is our No. 2 ranked cash back card, with an Intro $ 500 bonus and 2% cash back on all purchases.
If you apply for business cash ink
Ink Cash Business Credit Card is a smart choice for any business - from startup to Fortune 500 company - who wants generous cash rewards back for purchases. It is especially attractive if you tend to spend more on office supplies, internet, cable, telecommunications, gas and eating out. Cash ink also has a long 12 months 0% Intro APR on purchases and balance transfers, so if you are looking to make major purchases in the near future, you can save a lot on interest charges. However, if you need first a balance transfer card would rather earn travel rewards or might not have excellent credit, consider one of the above mentioned cards instead. Overall, we highly recommend that business cash ink, and excellent cash back rewards do our senior business card .
For more information on business cards, see our rankings and reviews of the credit card companies.
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and has not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but the terms and conditions of card can change at any time. This site may be compensated by the sending credit card affiliate program.