Bank of America has just improved the bonus offer on its BankAmericard Travel Rewards credit card. You will receive 20,000 bonus points after spending $ 1,000 within the first 90 days. Since 100 points equals $ 1 credit Voyage, which is equal to $ 200 travel , a pretty nice bonus considering the average person is more likely to spend $ 1000 in a period of 3 months.
In addition to the bonus, you will earn a Unlimited 1.5 points for each $ 1 you spend, equivalent to 1.5% cash back to spend on travel. Also, if you have a qualifying bank of America checking or savings account, you get a 10% bonus on every purchase additional , return the money to spend on travel up to 1 65%, the highest rate you can find a card with no fees. Reward ratio can be really interesting if you're a Gold, Platinum or Platinum Honors Bank of America customer. These clients can earn even more bonus on every purchase - from 25% to 75%. At 75%, making the reward rate on this card 2.625%, the highest basic pay rate for any credit card that we found even better than impose substantial annual fee. Of course, to get that high, you would need to have more than $ 100k in an account of BofA checks. Read this blog post for more information.
It's easy to redeem your miles for travel with no restrictions or blackout dates . Just apply your miles earned as a credit return in respect of all or part of your travel purchases - for flights, hotels, vacation packages, cruises, rental cares, baggage fees, taxis, etc. The fact that you can use your miles to book travel however you want with who you want to give you a lot of flexibility. It's also nice that you do not have to pay for 100% of your travel with miles, you can mix and pay part with miles and part with credit.
The more no foreign transaction fees and no annual fee . These two things can really help to reduce costs, such as foreign transaction fee is typically 3% of the purchase amount. - Something that can really add up if you use your card outside of the United States
If you are a Bank of America customer verification, and you know that you will spend more than $ 12,000 per year on your card, you should also consider the Capital One Venture card. It offers a more generous bonus intro 40,000 mile (equivalent to $ 400 in travel) and 2 miles per dollar spent higher current award rate. The catch is that you need to spend $ 3,000 in the first 3 months of membership card to qualify for the bonus, and it charges an annual fee of $ 59, although it is waived the first year . If you spend at least $ 12k on the map every year, the highest award rate offset this tax.
Overall, BankAmericard Travel Rewards Credit Card is an excellent choice for those looking for a travel rewards card at no cost with a great intro bonuses, rewards being high and easy, the flexible redemption. For those of Bank of America audit, especially those with higher balances, it is almost obvious.
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