In terms of repayment of credit cards, there are seemingly endless options. While some offer generous rewards and others offer a heavy introductory bonus, one of the best on the market is currently the Discover Cashback Match it. While this card offers top-notch cash back rewards, cashback Match program is really what distinguishes it from all other cash back credit cards. Indeed, Discover will automatically match all the cash back you have earned at the end of your first year . So if you won $ 500 cash back, you automatically get $ 1000 - it's as easy as that. And since the Discover Cashback match it earns 5% cash back in categories like Amazon.com in rotation, that means you're essentially earning 10% cash back in the categories for the first year rotation! To help you determine if this is the best cash back card for you, we dug into the thick of it. Here's what we found.
Highlights
The Discover it Cashback card game is a good use throughout the year because it earns 5% cash back in the categories up to $ 1500 in purchases each quarter rotation and 1% on all other purchases. As described above, because Discover is to double all the money you earn in the first year, you will be essentially earn 10% cash back in rotating categories. Throughout the rest of June, you will earn 5% cash back at restaurants and movies , and from July to September, you will 5% cash back at the house improvement stores and Amazon.com , and then from October to December, you will gain 5% cash back on Amazon.com and more - that is 6 months to almost 10% cash back on Amazon.com! While Discover has not yet announced what categories will be in 2017, it should be noted that the categories from January to March this year were gas and ground transportation. As you can see, Discover offers a range of categories throughout the year.
When you decide it's time to redeem your rewards, you can redeem them in any amount at any time in a variety of ways, including:
- credit your account;
- instant gift cards or eCertificates ($ 20 minimum redemption required);
- An electronic deposit into an account you designate;
- charitable donations to select charities;
- or pay with your rewards at some online retailers.
The cash back rewards are not the only thing you can expect from the Discover Cashback this match because it has other premium benefits. To start, you'll have 12 months 0% Intro APR on purchases and balance transfers (with a 3% balance transfer fee). And if you do not have perfect credit, there is no need to fret, as discover the game Cashback card requires excellent, good or average credit approval . In addition, the card has no annual fee and no foreign transaction fee, which is great if you travel frequently abroad. And if you prefer to keep track of your credit score, Discover has you covered because it includes your FICO scores for free on your statements and online. In case you lose or misplace your card, you can simply disable the feature freeze, which (when enabled) prevents new purchases, cash advances and balance transfers on your account. Then, once you find your card, you can turn it back - it's as easy as that. Discover and must do something right because, for the second consecutive year, he ranked first in the issuer of the J.D. Power credit card to customer satisfaction.
Things to consider
There are not too many disadvantages when it comes to the Discover Cashback this match because it is a well rounded cash back credit card. In fact, the only problem is the only card offers 1% on all purchases, which is not ideal if you want to use the card for groceries or gas stations because it will not win you more for your money. That said, given that Discover is cash rewards for your first year, you will basically earn 2% on all purchases throughout your first year of membership card. However, if you are looking for a card that will win you a little more on gas and groceries, you can consult the Blue Cash Preferred Card from American Express (a NextAdvisor seller), who earns 6% cash back at supermarkets (up to $ 6,000 / year, then it is 1%), 3% in the stations and select department stores and 1% on all other purchases. American Express is also running a special offer that earns you 5% cash back on up to $ 4,000 in eligible travel purchases made during the first 6 months of membership card - that is up to $ 200 cash back! Note that this card has an annual fee of $ 95. If the tax is a deal-breaker, you may want to check out the daily cash the credit card from American Express, which offers similar rewards (including special offers 5% on travel purchases) toll annual. Note that Discover also offers a transfer credit card balance, called Discover it - 18 months balance transfer offer that offers the same kind of cash back rewards with more than 0% introductory April, is perfect if you are looking for a card to complete a balance transfer and earn rewards on purchases.
Another thing we should point out is that since it is a Discover card, you may not be able to use it anywhere. And while Discover claims it is accepted at 9.6 million merchants worldwide, you can check your favorite places accept Discover cards before applying. That said, if you are a frequent Amazon.com customer, the cash back you shop there may be worthwhile, although other merchants accept Discover.
If you ask the Discover Cashback match it?
As mentioned above, Discover Cashback Match is a great cash back credit card rewards, especially when you consider the fact that Discover meets your rewards at the end of your first year. Throw in the 12 months 0% Intro APR on purchases and balance transfers with all the other benefits and the fact that those who have less-than-perfect credit can be approved, and you have a rounded cash back well card credit.
Visit our Discover Cashback review this game to know more about this high end card and apply today.
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