Updated July 8, 2016
If you intend to travel outside the United States, take a look at the credit cards you have in your wallet. It may come as a surprise, but many cards will charge you a percentage of your purchase (typically 2% to 3%) each time you use them internationally. And while 2% or 3% does not sound like much, it can certainly add up over time -. Especially if you load most of your holiday expenses to your credit card
The big question is: how can you avoid these fees? First, carefully read the terms and conditions of your existing card to make sure you will not pay the foreign transaction fee. If you are, it makes financial sense to get a card that does not charge you to make purchases outside the US We know it can be difficult to find a card that combines without foreign transaction fees with excellent rewards and other benefits. Do not worry though, we did the heavy lifting for you - researching the first cards on the market, reading through the fine print and selecting the best credit cards with no foreign transaction fees. You can see these maps in the list below, which is divided into cards and Travel Cash Back card.
Maps Travel
The winner of our analysis of travel awards for its value high point, Barclaycard arrival more World Elite MasterCard is a great choice. You can not charge foreign transaction fee, and you earn 2 miles for every dollar you spend. In addition, you earn a bonus under 5% when you redeem your points earned. And if that is not enough, you'll get 40,000 bonus miles after spending $ 3,000 within the first 3 months - equivalent to a bonus $ 420 when you redeem points. It's easy to use your points, simply book travel as you like (online, by phone or with an agent) and use your card to pay for it. Then redeem your points as a credit against your travel expenses. Or if you prefer, you can also use your points for credits states, gift cards or merchandise. There is an annual fee of $ 89, but the first year is free.
The card begins with a bang, offering 40,000 bonus miles after spending $ 3,000 within the first 3 months - equal to $ 400 travel . With the Capital One Venture card rewards you also gain unlimited 2 miles per dollar spent, and of course you will not pay a penny in foreign transaction fees. To use your miles, just buy an investigating credit against your travel purchases. This makes it easy to book your travel plans but want and fly a plane and staying in a hotel. You can also redeem your miles for gift cards, merchandise and money. The card has an annual fee of $ 59, but he waived the first year.
We love this card for its flexibility. Not only do you pay $ 0 in foreign transaction fees, but you can also transfer your points earned 1: 1 FREE to other leading travel programs . So 1,000 points cards is equal to 1,000 points partners! Of course, you can also redeem points for travel, dining, entertainment, merchandise or money. With Chase Sapphire Preferred you earn 2 points for every dollar spend on travel and dining and 1 point per dollar on all other purchases. There is also a hefty 50,000 bonus points after spending $ 4,000 within the first 3 months - equal to $ 625 in travel ! There is an annual fee of $ 95, but this fee is waived the first year.
With BankAmericard Travel Rewards Credit Card you will earn an unlimited number of 1.5 points for every dollar you spend on each purchase . In addition, you get a bonus of 20,000 points after spending $ 1,000 within the first 90 days - equal to $ 200 in travel ! You also earn a bonus being 10% on your points if you have an active bank of America checking or savings account. And if you're a Gold, Platinum or Platinum Honors Bank of America customers can reward up to an incredible 75% bonus every time you use your earned points! You can redeem points earned for a statement credit against travel purchases (ie flights, hotels, vacation packages, cruises, car rentals or luggage fees) made on your card. All this and absolutely no foreign transaction fees and no annual fee.
Cash Back Cards
If you prefer to make money back instead of rewards travel, Capital one rewards Quicksilver cash credit card is a smart choice. In addition to paying no foreign transaction fees, you will earn a unlimited 1.5% cash back on every purchase. The right thing to get the same percentage of cash back on everything you buy is that you do not have to worry about signing up for quarterly incentives rather than automatically earn 1.5% on everything you buy. As an added bonus card with no annual fee.
Yes, you read that right - this card really be match the cash back you earn the first year you l have it. So if you earn $ 200, Discover will automatically double to $ 400 at the end of the first year. Pretty nice bonus, right? Find out more - Cashback match earns 5% back in categories that rotate every quarter (of a maximum of $ 1,500 quarterly purchases) and 1% back on everything else. Examples of quarterly 5% categories last year, including Amazon.com, gas, movies and restaurants. And to top it all, the card has no annual fee and no foreign transaction fee.
Visit our credit cards travel reviews to find out more about the detailed maps in the post and find other credit cards without foreign transaction fees.
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and has not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but the terms and conditions of card can change at any time. This site may be compensated by the sending credit card affiliate program.