Best credit cards for your summer Plans -
Updated July 20, 2016
Summer is here ! Whether you're planning to go on a road trip, traveling to another country or visit your local favorite places, a credit card may be the best way to make the most of your expenses as you can win rewards on purchases you 're already planning to do. With so many credit cards available, it can be difficult to know which is best for each type of travel. To help, we detailed the first cards for some of the most common summer plans.
Best for travel
BankAmericard Cash Rewards Credit Card
If you are planning a trip on the summer road you will need a card that earns rewards you premium on gas. BankAmericard Cash Rewards card Credit does exactly that. For starters, this card earns you 3% cash back on gas and 2% in grocery stores and wholesale clubs up to the first tranche of $ 2,500 in grocery / combined gas / wholesale club purchases each quarter and 1% on all other purchases. And when you spend $ 500 on purchases within the first 90 days of opening the account, you will get a $ 100 bonus cash rewards online. Plus, you get a 0% Intro APR for 12 billing cycles on purchases and balance transfers (although you have to pay balance transfer fee) and the card has no annual fee. Finally, Bank of America banking clients get an additional bonus of 10% of the clientele every time you redeem your money in your checking account or savings. Planning to visit a few museums during your trip? If so, you may want to enjoy the museum on Bank of America we program which grants you free admission to 150 participating arts and cultural institutions in 101 cities accross the US All you have to do is visit a participating museum on the first full weekend of every month and show your photo ID and Bank of America credit card.
Blue Cash Card from American Express preferred
you also win 3% cash back on gas Preferred map Blue Cash from American Express (NextAdvisor an advertiser) is another ideal option for backpackers. This card earns 6% in supermarkets for a maximum of $ 6,000 / year in purchases (1%), 3% in the stations and select department stores and 1% on other purchases. You will also have $ 150 back after spending $ 1,000 on purchases within the first 3 months. Also, if you apply 15 June 2016, you also get 10% cash back when you use the card to wireless telephony service providers (up $ 200). Blue Cash Preferred card from American Express also has a 12 month 0% Intro APR on purchases and balance transfers (although you have to pay balance transfer fee). If the annual fee of $ 95 (only $ 75 if your application is received by 3/8/16) is a deal breaker, you may want to look in the newspaper Card Blue Cash from American Express, which offers 2% cash back on gas among other benefits and no annual fee.
Best for national or international travel
Chase Sapphire Preferred
Whether you are traveling across state lines or worldwide, Chase Sapphire preferred is the card you'll want by your side. For starters, this card has the best combined redemption value for flights and hotels, as it earns you $ 2.19 for every $ 100 spent, according to our analysis of credit card travel rewards. Then you will earn premium rewards - point 2X per $ 1 spent on travel and dining in restaurants and 1 point per $ 1 spent on all other purchases - and when you spend $ 4,000 on purchases for the first 3 months of opening the account, you will earn 50,000 bonus points. To sweeten the deal, your transfer points 1: 1 to conduct frequent travel programs at full value - meaning 1,000 Chase Ultimate Rewards points equal partners 1,000 miles / points. While Chase Sapphire Preferred is an annual fee of $ 95 is waived for the first year and the card no foreign transaction fee -. Something that international travelers will appreciate
Barclaycard Arrival more World Elite MasterCard
Barclaycard Arrival more World Elite MasterCard is another choice for domestic and international travelers as he brings you 2 miles per $ 1 spent on all purchases and no foreign transaction fee . New cardholders will also enjoy earning 40,000 bonus miles - equal to $ 400 in travel credit instruction - when they spend $ 3,000 on purchases within the first 90 days. And every time you redeem your miles earned, you get 5% of miles back to use on your next redemption. Although the arrival Barclaycard more World Elite MasterCard has an annual fee of $ 89 is waived for the first year.
Best hotels for
Hyatt Credit Card from Chase
If you are looking for a card that will make you earn the most for your money to a particular hotel brand, Chase Hyatt credit card is your best bet. This is because this card has the value of $ 2.61 for every $ 100 spent upper buyback hotel, according to our Credit Card Analysis travel rewards. To start, you will have 2 free nights at Hyatt worldwide after spending $ 1,000 in purchases within the first 3 months. Then the Chase Hyatt credit card earns you 3 points for every $ 1 spent at Hyatt locations , 2 points for every $ 1 spent in restaurants, on airline tickets purchased directly with the airline and car rental agencies, and 1 point for every $ 1 spent on all other purchases. These points can be redeemed against the Hyatt stays, room upgrades Hyatt, Hyatt restaurant and spa or car rentals with participating companies. Add to that an annual tax introduction $ 0 (it is $ 75 after), and you a well rounded hotel rewards credit card.
Best for flights
Virgin America Visa Signature Card
prefer a card that earns you the best flight rewards? If so, the Virgin America Visa Signature Card is the card for you because it has a cash value of $ 2.57 per $ 100 spent, according to our analysis of travel rewards. When using your Virgin America Visa Signature Card, you will gain 3 points of bonus reward for every $ 1 spent with Virgin America and 1 reward bonus point for every $ 1 spent on all other purchases cards. And if you spend $ 1,000 in your first 90 days you will have 10,000 bonus rewards points - worth up to $ 200 for no reward blackout flights on Virgin America. international flyers will also appreciate that their points can also be redeemed against flights with international partners, including Virgin Atlantic and Virgin Australia. This card also earns you some additional benefits, including verification free bag for your plus-one on Virgin America flights, 20% RED flight purchases (meals, snacks, cocktails and entertainment on request), and $ 150 off a companion ticket each year.
Best for train travel
Awards Amtrak Guest World MasterCard
If the preferred mode of transport is the train, you'll like the Amtrak Guest Rewards World MasterCard. For starters, this card gains you Awards 3 Amtrak Guest points for every $ 1 spent on Amtrak , including travel and purchases on board, 2 points per $ 1 spent on other eligible travel purchases and 1 point per $ 1 spent on all other purchases. And you get a 5% Amtrak Guest Rewards point discount when you book your Amtrak travel redemption - perfect if you frequent Amtrak. Then, if you spend $ 1,000 on purchases within the first 90 days of account opening, you will 20,000 bonus points. Amtrak Guest Rewards MasterCard holders worldwide will also get some additional benefits such as a free coupon for a companion and upgrade classroom each year, among others. Although there is an annual fee of $ 79, the card can be useful if you spend much time on Amtrak.
Ideal for dining out
Chase Freedom - $ 150 Bonus
If you are looking to win back on all your restaurant cash purchases this summer, Chase Freedom - $ 150 Bonus is the perfect card for you. Indeed, from July to September, this card will save you 5% cash back at restaurants and wholesale clubs up to $ 1500 in purchases handsets each quarter (when it is 1 %) and unlimited 1% on all other purchases. Since 5% of classes each quarter turn, you will activate the rewards that you can do right now. Then, when you spend $ 500 on purchases within the first 3 months of account opening, Chase will give you a $ 150 bonus. In addition, you will have a 15 months 0% Intro APR on purchases and balance transfers (although you have to pay a balance transfer fee of 5%). Finally, Chase Freedom - $ 150 Bonus no annual fee and your cash back rewards do not expire as long as your account is opened
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discover chromium
Do you like any wine and dine throughout the summer and beyond? If so, out-chrome is the card for you. For starters, this card earns you 2% cash in restaurants and petrol stations on up to $ 1,000 each quarter combined purchases and 1% on all other purchases. Discover also automatically double the cash back you have earned at the end of your first year (for new card members only), which is a great advantage. A 12 month 0% Intro APR means you will not have to pay interest on purchases and balance transfers for a year (although you have to pay the balance transfer fee), and freeze out will give you a function some relief if you ever misplace your card, as can turn it on / off in seconds to avoid new purchases, cash advances and balance transfers. Rounding out the card is no annual fee, no overlimit fee, no foreign transaction fee and no late fees on your first late payment.
Want to know more about the detailed maps in this blog? Check our credit card reviews to see how they compare to other big names in credit cards.
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